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Blue Cross BlueShield of Texas
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BCBSTX Dental Plans


Optional Dental Indemnity USA Plan

With the BCBSTX dental plan, you'll get dental coverage on day one with no deductible deductible required for check-ups, cleanings and other preventive services. Most important, costs are typically reduced when you receive care from any of our participating network dentists. However, you also have the option to see any dentist not in the network, but your out-of-pocket costs may be higher.

Some highlights of Dental Indemnity USA coverage:

  • Coverage can be used to provide dental benefits to an individual, spouse, children or any combination of dependents.
  • A $50 deductible, based on fee schedule allowances, applies for dental procedures or services received by a covered individual during each benefit year.
  • Maximum deductible amount of $150 for family coverage.
  • Deductibles do not apply to oral exams, cleanings, fluoride treatments, sealants and X-rays.
  • $1,000 orthodontia benefit for children under 19 years old

For more information on coverage and benefits, view the Dental Indemnity USA Outline of Coverage pdf icon

You must enroll in a BCBSIL health plan in order to enroll in the dental plan (you have up to 31 days from the effective date of your policy to enroll). Shop for a plan now.


Eligibility Requirements

  • You must enroll in a BCBSTX health plan in order to enroll in the dental plan (excluding SelecTemp PPO). You have up to 31 days from the effective date of your policy to enroll.
  • All members on that health plan must be enrolled in Dental Indemnity USA.
  • Once your dental plan is dropped for any reason, you cannot re-enroll unless you reapply for a new health insurance plan.

Monthly Rates

Zip Codes 754-759, 764-769, 776-785, 788, 790-798
Member $29.00
Member + Spouse $58.00
Member + Child(ren) $60.20
Family $100.80
Zip Codes 733, 750-753, 760-763, 770, 772-775, 786-787, 789,799, 885
Member $34.70
Member + Spouse $69.40
Member + Child(ren) $70.90
Family $119.50

How to Enroll

There are three ways to enroll in BlueCare Dental PPO:

  • Select ‘YES’ next to the Dental option when you apply online for any qualifying Blue Cross and Blue Shield of Texas health plan. (excluding SelecTemp PPO).
  • Call Blue Cross and Blue Shield of Texas toll-free at (800) 477-2000 (8 a.m. to 6 p.m., CT, Monday – Friday).
  • Contact your local independent health insurance agent.